Highest Payout Online Casino Sites in the US

Written by Paul Parish
Updated May 22, 2024

Online casino games are designed in such a way that allows the house to always win. However, some casino games are more generous than others, so looking for an online casino with the highest payout percentage is a must if you wish to increase your chances of winning.

In this guide, we will discuss the importance of high-payout casinos, list some of the best ones, and teach you how to detect best payout online casino and take advantage of them.

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Table of content

    Highest Payout Online Casino USA

    highest payout casino onlineThe list below contains US-friendly casino sites that have the best overall payout percentage in the industry. These highest payout online casino operators are also known for offering a wide variety of high-quality games and rewarding bonuses, so make sure to check them out.

    🏆 Best Payout Online Casino – OverallBetMGM
    ⭐ Highest Paying Online Casino USABetMGM
    ⚡ Fastest Payout CasinoGolden Nugget
    🎰 Best Paying Online Casino Slot MachineBlood Suckers
    🤑 Best Payout Casino Online with the Most JackpotsBetrivers
    💸 Highest Payout Casino with the Most Blackjack GamesDraftKings

    Why Choosing an Online Casino With the Highest Payout Percentage Matters

    best payout casinosThe differences in payout percentages can vary quite a lot depending on the casino game in question. Online casinos can feature games that have both low and high house edge, so your chances of ending the round with a profit will depend on the type of game you choose rather than on the casino site you decide to play on.
    Still, certain casinos have better overall payout percentages, as they feature the games with RTP figures above the industry average.
    Simply put, playing in the highest payout online casino will increase your chances of winning. It will not guarantee a win in any way, but it will at least put you in a better position to minimize your risks.

    Compare US Online Casinos that Actually Pay Out

    Reviewing the online casino best payouts it is actually really important to check out as many parameters as possible. Not only RTP of the particular slot title is a an indicator of best payout online casino in USA, but amount of games, payout speed, available payment method are also important. So let’s dive in all the parameters that matter.

    Best Paying Online CasinoPayout RangePayout SpeedPayment MethodsWithdrawal LimitsAmount of SlotsHighest Payout Slot
    BetMGM78% – 98%Up To 48 HoursBank Wire Transfer, MasterCard, Neteller, PayPal, Visa, etcNot stated700+Blood Sucker
    Caesars75% – 97.8%Up To 48 HoursBank Wire Transfer, MasterCard, Neteller, PayPal, Visa, etc$10,000 per transaction100+88 Fortunes
    FanDuel69% – 96.5%Up To 48 HoursACH, Neteller, PayPal, Play+$10,000 per transaction300+Wheel of Fortune
    Unibet71% – 95.64%Up To 72 HoursACH, Neteller, PayPal, Play+Not Stated200+Cleopatra
    Virgin81.60% – 94.80%Up To 48 HoursBank Wire Transfer, MasterCard, Neteller, PayPal, Visa, etc$1,500 daily and $3,500 weekly200+raging Rhino
    Tropicana79% – 95%Up To 48 HoursBank Wire Transfer, MasterCard, Neteller, PayPal, Visa, etc$5,000 per transaction150+Divine Fortune

    Highest Payout Online Casino Games

    Online casinos can offer thousands of games divided into several categories, including:

    • Video slots
    • Table and card games
    • Live dealer games
    • Video poker
    • Other games
    Casino gamePayout rate

    Highest Online USA Payout Percentage Casino Slots

    highest payout slotsOnline casino slots are the most widespread online casino games, but their popularity can’t exactly be attributed to their payout percentage. Namely, they are known for having the lowest payout percentage out of all casino games. The average RTP of video slots sits at around 96%, which is much lower than the RTP for games like blackjack or baccarat. Some slots even have a measly RTP of just 92% or lower.
    Nevertheless, if you play in the highest payout online casino US, you can find slots that have payouts going all the way to 97% or even 98%, bringing them closer to the level of some skill-based card games.
    Finding information about each slot’s RTP should be easy. You just need to search for the title in question on one of the game catalog sites or start the game and try to find the RTP figures in the information sheet.

    Highest Payout SlotRTPProvider
    Blood Sucker98%NetEnt
    Retro Riches97%High 5 Games
    Wheel of Fortune97.8%IGT
    88 Fortunes96%Light and Wonder

    Highest Payout Online Casino Table and Card Games

    highest payout table gamesTable and card games generally have a fairly high payout rate. Online blackjack is often considered a game with the lowest house edge, but there’s a catch. The advertised house edge of 0.28% on blackjack is only valid if you play the game perfectly using the optimal strategy. Diverging from this strategy could result in a lower payout percentage. Also, you may find multiple blackjack variants on a single casino site, with every variant featuring a different house edge.
    Baccarat online is also a relatively high-payout game, considering that its house edge is only 1.06%. However, you will play with this house edge only if you bet on the banker side. The player bet carries a house edge of 1.24%, and the tie bet comes with a massive house edge of 14.36%. Another thing to consider is the commission that the house takes on banker bets, which can affect the payout percentage.
    American roulette has a house edge of 5.26%, which is why many people avoid it and search for the highest payout online casino that features European roulette (2.7% house edge) or French roulette (1.35% house edge on even-money bets) instead.
    Casino poker games have a house edge of between 2% and 3%, while the perfect play in craps comes with the house edge of 1.36%. Mind you, though — it can go up to 16.67%, depending on which bets you take.

    Highest Payout Online Casino Live Dealer Games

    The payout percentage of live dealer games is the same as that of regular RNG-based table and card games. Regardless of whether you’re playing blackjack or roulette with the live dealer or not, the rules will be identical. Therefore, you can expect an identical payout percentage as well.

    Highest Payout Online Casino Video Poker

    high payout video poker gamesVideo poker is the only game in which you can utilize a strategy to create a negative house edge. Of course, you’ll have to spend some time learning the strategy and perfecting it first — not to mention that even a single wrong move can deplete your payout percentage.
    Several video poker variants allow for the house edge to be “broken.” However, you should not expect a payout percentage to be in the realm of spectacular, as it will usually be somewhere between 100% and 102%. Other video poker games will still have a house edge, but using the perfect strategy on those games can lower the edge to under 1%.

    Video Poker TitlePayout Rate
    Double Jocker Poker99.9%
    Deuces Wild99%
    Double Poker Bonus99%
    Aces and Faces98.8%
    7s Wild98.7%

    Other Games

    Other games you may find on the best online casino highest payout sites include scratchcards, keno, and bingo. Scratchcards have a varying payout rate but are not very generous, while keno and bingo have some of the worst house edges and should generally be avoided.

    Highest Payout Online Casino Developers

    highest payout developersYou can expect a game to have a certain payout rate based on the gaming studio behind it, as some software developers are known for having games that pay more than others.
    For example, Microgaming is famous for offering licensed titles like Jurassic Park, Terminator 2, and Game of Thrones. Since licenses for using these names are expensive, Microgaming tends to tighten up its slots, thus trying to cover for their licensing costs.
    On the other hand, studios like Thunderkick and NetEnt are much more rewarding and are considered some of the highest payout online casino developers.

    DeveloperPayout Range
    NetEnt80% – 98%
    IGT78% – 97%
    High 5 Games81% – 97%
    Microgaming82% – 96.50%

    Calculating the Casino Online Highest Payout Rates

    payout rate at online casinoEvery casino game is designed to result in casino profit. That profit is expressed through house edge, which is a percentage of money that the player is mathematically inclined to lose. For example, if the house edge of a given casino game is 2%, that means that if a player wagers $100, they are expected to lose $2 in the process. The house edge can be higher or lower. However, you should know that even the online casino with highest payout percentage has a house edge on all of its games.
    The payout rate is just the opposite of house edge. It represents the percentage of money that players can expect to win back relative to their wagers. The payout rate can also be referred to as the payout percentage or return to player (RTP). So, if a video slot has an RTP of 96.50%, that indicates that you’ll get $96.5 on every $100 you spend playing the game — at least in theory. Depending on your luck, you can win much more or less than that amount.
    The house edge results from the fact that the casinos don’t pay out according to the game’s true odds. For example, a straight up bet in roulette will result in a payout of 35:1, but the odds against winning are 36:1. Also, black/red bets in American roulette have a payout of 1:1, indicating that it’s a 50/50 bet. However, in reality, the win probability is only 46.37%.

    Why Even the Highest Payout Online US Casino Has a House Edge

    best payout casinos online usaJust like any other business, online casinos in USA must cover their costs of operation and ensure they make a profit. Casinos will offer their players a fair chance of winning more than they wager, but the house edge will guarantee that they always come out on top in the long run.
    No matter where you play or which games you choose to try your luck on, you’ll always be playing against the house edge.

    Best Payout Online Casinos By State

    Highest paying online casino USA is a desirable choice for all american gamblers in the states where online casino is legal. Due to the license regulations you may find different situations in different states. Depending on the US state regulatory there will be various lists of legal online casinos, other bonuses, withdrawal limits and payment methods available. So it is hard to name an absolute best highest payout online casino USA – let’s check the options we have in NJ, Michigan and Pennsylvania.

    Best Payout Online Casinos in NJ

    best payout online casinos njOnline casinos in NJ have been legal since 2013. This state was one the first that legalized all the types of online gambling, that is why we can say that this market is one of the most developed. Check our NJ online casino list for more information, but here let’s point on the best payout casinos in states:

    • Caesars with average RTP of 97%
    • BetMGM with average RTP of 98.4%
    • Unibet casino with average RTP of 96.9%

    Best Payout Online Casinos in Michigan

    best payout online csinos miMichigan has legal online casinos and sports betting websites available for all adult players within the state border. There are plenty of options for different tastes, you can get more details by checking the list of online casinos in Michigan. Best paying online casinos in MI will be Caesars, Golden Nugget and Betrivers, all of them offer a nice 100% match bonuses and have a pretty nice payout rates:

    • Caesars – 97%
    • Golden Nugget – 97.65%
    • Betrivers – 97.4%

    Best Payout Online Casinos in Pennsylvania

    best payout online casinos paAll 12 legal online casinos in PA offer clear and understandable conditions for gambling. An average RTP is between 79% and 98%. Regulated by Pennsylvania Gaming Control Board casinos are fair and safe, which is the most important factor in gambling online. Naming particular titles we can point on:

    • DraftKings – 97.9% Payout Rate
    • BetMGM – 98% Payout Rate
    • Caesars – 97% Payout Rate

    Bonuses on Highest Payout Online Casino Sites

    highest payout casino bonusesIt’s common for the online casino highest payout to have a bonus for its newest customers. While these offers might seem like free money at first, note that they usually come with strict terms and conditions that make it difficult for the player to actually turn the bonus credits into real cash.
    Therefore, don’t fall into the trap of thinking that casino bonuses will increase your overall payout percentage. They can still be a nice addition to your bankroll, but your chances of winning against the house will stay exactly the same as if you played at an online casino highest payout without using bonus.

    FAQ about Highest Payout Online Casinos

    🏅 Which US online casino has the best payouts?
    There isn’t a single casino that offers the best payouts, but you can take a look at our list above to see which US allowed online casino with highest payout features games where you’ll have the best chances of winning.
    ❓ Which online casino game has the best payout percentage?
    Certain variations of video poker can have a payout percentage of over 100% when using the perfect strategy, followed by many blackjack variations that commonly have a house edge of less than one percent when played optimally.
    🤔 Which US casino sites actually pay out?
    The payout percentage doesn’t matter much if the casino doesn’t want to pay out your winnings in the first place. This is why you should only play on the legit online casino with the highest payout percentage US, and you can find it by going through our list above.
    📲 Are the highest payout online casino sites available on mobile?
    Yes, all of our recommended high-payout casino sites can be accessed on mobile devices. Most casinos just have a mobile-friendly site, while some offer dedicated iOS and Android apps.
    ⚡ How quick are the online casino payouts?
    Once you request a payout from an online casino operator, your request will be put on hold for the next 24 to 48 hours. After the request has been confirmed, the time in which you will get your money will depend on the selected payment method. It can be anywhere from a few minutes (cryptocurrencies, e-wallets) to a few business days (credit cards, bank wires, checks).
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